Indiana permit test: laws, points & insurance
Points systems, suspensions, insurance, registration and other legal duties. 12 questions.
What is Indiana's minimum liability insurance requirement?
Keyboard: press 1–4 or A–D to answer, Enter for the next question, S to save, R to read aloud, P to pause reading, L to listen and answer.
Sample laws, points & insurance questions
What is Indiana's minimum liability insurance requirement?
- A 30/60/25
- B 25/50/25
- C 25/50/10
- D 50/100/50
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B. 25/50/25
Indiana's minimum is $25,000 for injury or death of one person, $50,000 for two or more people, and $25,000 for property damage in one accident. Driving without at least this coverage is illegal.
Source: Indiana Driver's Manual, page 27
How many points does Indiana assess for driving 20 mph over the speed limit?
- A 4 points
- B 2 points
- C 6 points
- D 8 points
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A. 4 points
Indiana scales speeding points: 2 points for 1-15 mph over, 4 points for 16-25 mph over, and 6 points for 26 mph or more over. The faster you go, the more severe the risk and the penalty.
Source: Indiana Driver's Manual, page 26
Which Indiana violation carries the most points?
- A Driving while suspended
- B Following another vehicle too closely
- C Disregarding a stop sign
- D Using a hand-held device
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A. Driving while suspended
Driving while suspended and a speed contest on the road are each 8 points, the highest on the manual's examples. Following too closely and failing to yield to an emergency vehicle are 6 points.
Source: Indiana Driver's Manual, page 26
How long do points stay active on an Indiana driving record?
- A One year from the date of the ticket
- B Three years from the conviction date
- C Five years from the date of the ticket
- D Two years from the conviction date
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D. Two years from the conviction date
Points stay active for two years from the conviction date. Having six or more active points means you must retake the knowledge exam when you renew.
Source: Indiana Driver's Manual, page 26