Montana permit test: laws, points & insurance
Points systems, suspensions, insurance, registration and other legal duties. 5 questions.
What is Montana's minimum liability insurance for bodily injury or death of one person in one crash?
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Sample laws, points & insurance questions
What is Montana's minimum liability insurance for bodily injury or death of one person in one crash?
- A $50,000
- B $30,000
- C $25,000
- D $10,000
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C. $25,000
Montana law requires at least $25,000 for injury or death of one person, $50,000 for two or more people, and $20,000 for damage to other people's property in any one crash. Remember it as 25/50/20.
Source: Montana Department of Justice, Motor Vehicle Division website
What is the minimum liability coverage Montana requires for damage to other people's property in one crash?
- A $5,000
- B $10,000
- C $25,000
- D $20,000
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D. $20,000
Montana law sets the property damage minimum at $20,000 per crash, alongside $25,000 and $50,000 for bodily injury (25/50/20). Higher limits give better protection, since you are responsible for damage beyond your coverage.
Source: Montana Department of Justice, Motor Vehicle Division website
What penalties can a first conviction for driving without liability insurance bring in Montana?
- A A $250 to $500 fine and 5 points on your record
- B A $1,000 fine and a one-year license suspension
- C Immediate loss of license plates for 180 days
- D A $100 fine and a written warning
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A. A $250 to $500 fine and 5 points on your record
Under MCA 61-6-304 a first conviction for driving uninsured brings a fine of $250 to $500, and the point schedule adds 5 points. A second conviction also means surrendering your plates and registration; jail of up to 10 days is possible from the third conviction.
Source: Montana Department of Justice, Motor Vehicle Division website
A Montana teen violates the first-year restricted license rules for the second time. What is the penalty?
- A License suspended for six months
- B License suspended for 30 days
- C License revoked until age 21
- D 20 to 60 hours of community service
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A. License suspended for six months
A second violation of the restricted-license rules suspends the teen's license for six months. The first violation brings 20 to 60 hours of community service.