New Hampshire permit test: laws, points & insurance

Points systems, suspensions, insurance, registration and other legal duties. 6 questions.

Question 1 of 6
Laws, points & insuranceNew Hampshire rule

A driver under 20 has their original license suspended after a hearing for a first qualifying offense. What suspension range applies?

Keyboard: press 1–4 or A–D to answer, Enter for the next question, S to save, R to read aloud, P to pause reading, L to listen and answer.

Sample laws, points & insurance questions

  1. A driver under 20 has their original license suspended after a hearing for a first qualifying offense. What suspension range applies?

    • A At least 45 days, but no more than 90 days
    • B At least 90 days, but no more than 180 days
    • C At least 9 months, but no more than 2 years
    • D At least 20 days, but no more than 40 days
    Show answer

    D. At least 20 days, but no more than 40 days

    Under New Hampshire's "Under 20" law, the Director can suspend an original license after a hearing. Suspensions grow with each offense: 20-40 days, then 45-90 days, then 90-180 days plus a driver attitude program.

    Source: New Hampshire Driver's Manual, page 12

  2. After a hearing, a person is declared a Habitual Offender in New Hampshire. For how long will their driving privileges be revoked?

    • A 6 months to 1 year
    • B 1 to 4 years
    • C Exactly 10 years
    • D 5 to 10 years
    Show answer

    B. 1 to 4 years

    If a hearing finds a person is a Habitual Offender, the Director revokes their privileges for 1 to 4 years. Driving after that declaration can bring one to five years in prison.

    Source: New Hampshire Driver's Manual, page 12

  3. Which statement about car insurance in New Hampshire is correct?

    • A It is not mandatory, but you are responsible for damages if you crash uninsured
    • B It is mandatory, and every registered vehicle must carry a liability policy
    • C It is required only for drivers under 21
    • D It is optional and protects you from any liability
    Show answer

    A. It is not mandatory, but you are responsible for damages if you crash uninsured

    Unlike almost every other state, New Hampshire has no mandatory auto insurance law. But a driver in an uninsured crash can be held responsible for the other person's property damage and medical bills, and may later be required to carry insurance (SR-22).

    Source: New Hampshire Driver's Manual, page 38

  4. You cause a crash while uninsured and cannot pay the other driver's damages and medical bills. What does New Hampshire law require the DMV to do?

    • A Pay the other driver's damages from a state fund and bill you for them later
    • B Issue a warning and add points to your record
    • C Revoke your license permanently
    • D Suspend your driving privileges until a settlement is reached
    Show answer

    D. Suspend your driving privileges until a settlement is reached

    If an uninsured driver cannot pay for the damages and medical bills from a crash, the DMV must suspend their driving privileges until a settlement is reached. The driver may also have to file SR-22 proof of insurance for several years afterward.

    Source: New Hampshire Driver's Manual, page 38