Alabama permit test: laws, points & insurance

Points systems, suspensions, insurance, registration and other legal duties. 7 questions.

Question 1 of 7
Laws, points & insuranceAlabama rule

What are Alabama's minimum liability insurance limits?

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Sample laws, points & insurance questions

  1. What are Alabama's minimum liability insurance limits?

    • A $20,000 per person, $40,000 per crash, $10,000 property
    • B $50,000 per person, $100,000 per crash, $25,000 property
    • C $30,000 per person, $60,000 per crash, $25,000 property
    • D $25,000 per person, $50,000 per crash, $25,000 property
    Show answer

    D. $25,000 per person, $50,000 per crash, $25,000 property

    Alabama's Mandatory Liability Insurance Law requires at least $25,000 for injury or death of one person, $50,000 for two or more people, and $25,000 for property damage. You may not drive or register a vehicle without this coverage.

    Source: Alabama Driver Manual, page 70

  2. An owner is convicted for the first time of driving without the required liability insurance. What is the maximum fine?

    • A $500
    • B $100
    • C $1,000
    • D $2,500
    Show answer

    A. $500

    A first mandatory liability insurance violation can bring a fine of up to $500, and a second or later violation up to $1,000. A six-month license suspension is also possible. Insurance protects other people if you cause a crash.

    Source: Alabama Driver Manual, page 70

  3. A crash causes $800 in vehicle damage, and the at-fault driver had no insurance. Within how many days must the written SR-31 report be sent to ALEA?

    • A 10 days
    • B 30 days
    • C 60 days
    • D 1 year
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    B. 30 days

    When a crash causes injury, death, or $500 or more in damage and the at-fault party was uninsured, a written SR-31 form must be sent within 30 days. If both parties were insured, neither has to file it.

    Source: Alabama Driver Manual, page 40

  4. Under the Alabama point system, how long is the suspension for a driver who builds up 12 to 14 points in a 2-year period?

    • A 30 days
    • B 60 days
    • C 90 days
    • D 365 days
    Show answer

    B. 60 days

    Alabama suspends licenses on a sliding scale: 12-14 points in two years brings 60 days, 15-17 points 90 days, and so on up to 365 days for 24 or more. Points come from moving-violation convictions, so repeated tickets add up.

    Source: Alabama Driver Manual, page 21