Kentucky Permit Practice Test 3
25 questions written from the Kentucky Driver Manual, with an explanation and page citation for every answer.
What minimum liability coverage must Kentucky vehicle owners carry?
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About this test
These questions were written from the Kentucky Driver Manual (Updated 7-23-26). 11 of the 20 Kentucky questions in this test cover rules that are specific to Kentucky or differ between states. Every answer comes with an explanation and a link to the exact page it comes from, so you can check it yourself.
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Sample questions from this test
What minimum liability coverage must Kentucky vehicle owners carry?
- A $10,000 per person, $20,000 per accident, $10,000 property damage
- B $25,000 per person, $50,000 per accident, $25,000 property damage
- C $50,000 per person, $100,000 per accident, $50,000 property damage
- D $25,000 per person, $50,000 per accident, $10,000 property damage
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B. $25,000 per person, $50,000 per accident, $25,000 property damage
Kentucky requires liability coverage of at least $25,000 for injury to one person, $50,000 for injury to all persons in one accident, and $25,000 for property damage. A single-limit policy of $60,000 is also accepted.
Source: Kentucky Driver Manual, page 27
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You and another driver on the cross street reach a four-way stop at the same time. Who should go first?
- A The driver going straight, whatever their position
- B The driver on the left
- C The larger vehicle
- D The driver on the right
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D. The driver on the right
At a four-way stop, the first driver to arrive goes first. If two drivers arrive at the same time, the driver on the left yields to the driver on the right.
Source: Kentucky Driver Manual, page 42
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What minimum following distance does the Kentucky manual recommend behind the vehicle ahead?
- A 3 seconds
- B 2 seconds
- C 4 seconds
- D 1 car length per 10 mph
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C. 4 seconds
Kentucky recommends keeping at least 4 seconds between you and the vehicle ahead. Count from when its rear passes a fixed point; if you reach that point before "one thousand four," you are too close.
Source: Kentucky Driver Manual, page 59
When does Kentucky's higher highway work zone fine apply?
- A Only when the work zone speed limit is under 45 mph
- B At all times in any work zone, even if no signs are posted about fines
- C Only at night
- D When fine signs are posted and at least one worker is present
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D. When fine signs are posted and at least one worker is present
Kentucky's work zone fine applies when signs announce the work zone and that fines are increased, and at least one worker is present. Since June 2025 the fine is a flat $500, or $500 to $10,000 if someone is hurt or killed.
In Kentucky, a child of what height must ride in a federally approved child restraint system?
- A 57 inches tall or less, at any age
- B 50 inches tall or less
- C Any child under 2, regardless of height
- D 40 inches tall or less
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D. 40 inches tall or less
Kentucky drivers must secure any child 40 inches tall or less in a child restraint that meets federal standards. Violators face a $50 fine plus a $10 fee for the Traumatic Brain Injury Trust Fund.
Source: Kentucky Driver Manual, page 39