Kentucky permit test: laws, points & insurance
Points systems, suspensions, insurance, registration and other legal duties. 7 questions.
What minimum liability coverage must Kentucky vehicle owners carry?
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Sample laws, points & insurance questions
What minimum liability coverage must Kentucky vehicle owners carry?
- A $10,000 per person, $20,000 per accident, $10,000 property damage
- B $25,000 per person, $50,000 per accident, $25,000 property damage
- C $50,000 per person, $100,000 per accident, $50,000 property damage
- D $25,000 per person, $50,000 per accident, $10,000 property damage
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B. $25,000 per person, $50,000 per accident, $25,000 property damage
Kentucky requires liability coverage of at least $25,000 for injury to one person, $50,000 for injury to all persons in one accident, and $25,000 for property damage. A single-limit policy of $60,000 is also accepted.
Source: Kentucky Driver Manual, page 27
A Kentucky owner lets the insurance lapse on a registered car. What penalty can the owner and driver face?
- A A written warning for a first offense
- B Loss of the driver's license for exactly one year, with no fine
- C A fine of $500 to $1,000, up to 90 days in jail, or both
- D A $100 fine with no other penalty
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C. A fine of $500 to $1,000, up to 90 days in jail, or both
Driving without insurance is a criminal offense in Kentucky. The owner and driver face a fine of $500 to $1,000, up to 90 days in jail, or both, and the vehicle's registration is revoked.
Source: Kentucky Driver Manual, page 27
You buy a car or bring one into Kentucky from another state. Within how many days must you apply for registration?
- A 10 days
- B 45 days
- C 30 days
- D 15 days
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D. 15 days
A person who buys a vehicle or brings one into Kentucky must apply for registration within 15 days. Registration is done with the county clerk in the owner's county of residence.
Source: Kentucky Driver Manual, page 27
Under Kentucky's point system, how many points within two years can lead to suspension for a driver 18 or older?
- A 12 points
- B 10 points
- C 15 points
- D 7 points
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A. 12 points
Adult drivers who build up 12 points within two years may have their license suspended after a hearing. Drivers under 18 face the same process at just 7 points, because new drivers are held to a stricter standard.
Source: Kentucky Driver Manual, page 25