New Mexico permit test: laws, points & insurance

Points systems, suspensions, insurance, registration and other legal duties. 8 questions.

Question 1 of 8
Laws, points & insuranceNew Mexico rule

How many points within a 12-month period lead to a one-year suspension of a New Mexico driver license?

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Sample laws, points & insurance questions

  1. How many points within a 12-month period lead to a one-year suspension of a New Mexico driver license?

    • A 6 or more
    • B 8 or more
    • C 12 or more
    • D 15 or more
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    C. 12 or more

    If you collect twelve or more points within twelve months, New Mexico suspends your license for one year. Points come from violations such as speeding and not wearing a seat belt.

    Source: New Mexico Driver Manual, page 17

  2. In New Mexico, how is a ticket for driving without insurance handled differently from a speeding ticket?

    • A It carries double the points of a speeding ticket
    • B It carries no points but requires a court appearance
    • C It carries points but no court appearance
    • D It is treated as a written warning on a first offense
    Show answer

    B. It carries no points but requires a court appearance

    Violations such as driving without insurance or registration do not carry points. Instead you must appear in court, which can lead to more fines or a suspended license.

    Source: New Mexico Driver Manual, page 17

  3. What is New Mexico's minimum liability insurance for bodily injury to or death of one person in one crash?

    • A $15,000
    • B $30,000
    • C $50,000
    • D $25,000
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    D. $25,000

    New Mexico's minimum coverage is $25,000 for one person's injury or death, $50,000 for two or more people, and $10,000 for property damage. These amounts make sure you can pay for harm you cause.

    Source: New Mexico Driver Manual, page 38

  4. What minimum liability coverage does New Mexico require for bodily injury to or death of two or more people in one crash?

    • A $25,000
    • B $40,000
    • C $50,000
    • D $100,000
    Show answer

    C. $50,000

    The minimum is $50,000 when two or more people are hurt or killed in one crash. Remember the set as 25/50/10.

    Source: New Mexico Driver Manual, page 38