Ohio permit test: laws, points & insurance
Points systems, suspensions, insurance, registration and other legal duties. 10 questions.
What are Ohio's minimum liability insurance amounts?
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Sample laws, points & insurance questions
What are Ohio's minimum liability insurance amounts?
- A $25,000 per person, $50,000 per crash for injury, $25,000 property
- B $15,000 per person, $30,000 per crash for injury, $5,000 property
- C $50,000 per person, $100,000 per crash for injury, $25,000 property
- D $25,000 per person, $50,000 per crash for injury, $10,000 property
Show answer
A. $25,000 per person, $50,000 per crash for injury, $25,000 property
Ohio requires at least $25,000 for injury or death of one person, $50,000 for injury or death of two or more people, and $25,000 for property damage. These minimums make sure drivers can pay for harm they cause.
Source: Ohio Driver Manual - Digest of Ohio Motor Vehicle Laws, section 6
You are in a crash in Ohio. Above what amount of property damage must you show proof of financial responsibility?
- A More than $400
- B More than $1,000
- C More than $1,500
- D More than $250
Show answer
A. More than $400
Drivers or owners in a crash with more than $400 in property damage must show proof of insurance. Proof is also required whenever you get a ticket, at inspection stops, in traffic court, and when the BMV asks.
Source: Ohio Driver Manual - Digest of Ohio Motor Vehicle Laws, section 6
Besides an insurance policy or a liability bond, how else can you meet Ohio's financial responsibility requirement?
- A Deposit $10,000 with your county court
- B Keep $50,000 in a personal savings account
- C Sign a sworn statement at the Deputy Registrar
- D Deposit $30,000 with the Registrar
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D. Deposit $30,000 with the Registrar
Ohio lets you meet the minimum liability requirement with an insurance policy, a personal liability bond, or a $30,000 deposit with the Registrar along with proof of no unsatisfied judgments. Most drivers simply buy insurance.
Source: Ohio Driver Manual - Digest of Ohio Motor Vehicle Laws, section 6
An Ohio driver collects 6 points in two years. What happens?
- A The license is automatically suspended
- B The driver must file an SR-22 immediately
- C The BMV sends a warning letter
- D The driver must retake the knowledge test
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C. The BMV sends a warning letter
At six points within two years, the BMV mails a six-point warning letter. At 12 or more points within two years, the license is suspended. Points work as an early warning before you lose your license.
Source: Ohio Driver Manual - Digest of Ohio Motor Vehicle Laws, section 6