Minnesota permit test: laws, points & insurance
Points systems, suspensions, insurance, registration and other legal duties. 9 questions.
What kind of insurance must Minnesota vehicle owners carry to drive on public roads?
Keyboard: press 1–4 or A–D to answer, Enter for the next question, S to save, R to read aloud, P to pause reading, L to listen and answer.
Sample laws, points & insurance questions
What kind of insurance must Minnesota vehicle owners carry to drive on public roads?
- A Collision and comprehensive insurance
- B No-fault and liability insurance
- C Uninsured motorist insurance only
- D Liability insurance only
Show answer
B. No-fault and liability insurance
Minnesota is a no-fault state. Owners must carry both no-fault and liability insurance and keep proof of it in the vehicle at all times.
If you are convicted of operating an uninsured vehicle in Minnesota, what is the maximum criminal penalty?
- A A $300 fine and no jail time
- B A $5,000 fine and up to one year in jail
- C A $680 fine and up to 30 days in jail
- D A $1,000 fine and up to 90 days in jail
Show answer
D. A $1,000 fine and up to 90 days in jail
Driving an uninsured vehicle can bring a fine of up to $1,000 and up to 90 days in jail. Your driving privileges and registration can also be revoked.
After a crash, an officer asks for your insurance information, but you do not have it with you. How long do you have to provide it?
- A 24 hours
- B 10 days
- C 72 hours
- D 30 days
Show answer
C. 72 hours
At a crash, give your insurer's name and agent to the investigating officer. If you do not have the information with you, you must provide it within 72 hours.
You are in a minor crash that damages only the two vehicles. No one is hurt. Must you notify law enforcement?
- A Yes, if damage is over $500
- B Yes, but only if it happened on a highway
- C No, property-damage-only crashes do not require it
- D Yes, within 24 hours
Show answer
C. No, property-damage-only crashes do not require it
If a crash causes only property damage, the manual says you do not need to notify law enforcement. You must still stop, exchange information and inform the owner of any other damaged property.