West Virginia permit test: laws, points & insurance
Points systems, suspensions, insurance, registration and other legal duties. 13 questions.
A crash causes no injuries but more than $1,000 in property damage. Must it be reported to police?
Keyboard: press 1–4 or A–D to answer, Enter for the next question, S to save, R to read aloud, P to pause reading, L to listen and answer.
Sample laws, points & insurance questions
A crash causes no injuries but more than $1,000 in property damage. Must it be reported to police?
- A No, only injury crashes must be reported
- B Only if a driver has no insurance
- C Yes, but only within one year
- D Yes, immediately, by the quickest means
Show answer
D. Yes, immediately, by the quickest means
West Virginia law requires the driver to give immediate notice, by the quickest means, of any crash causing injury, death or $1,000 or more in property damage. Inside a city, notify the local police department; elsewhere, the county sheriff or nearest State Police office.
You have a reportable crash on a rural road outside any city. Who should you report it to?
- A Only your insurance company
- B The nearest DMV regional office, in writing, within 30 days
- C The county sheriff or nearest State Police office
- D The nearest city police department
Show answer
C. The county sheriff or nearest State Police office
Crashes inside a municipality are reported to the local police department. Outside a municipality, report to the county sheriff or the nearest West Virginia State Police office.
Your car had no West Virginia liability insurance on the day of a crash. What will happen?
- A You pay a small fine and keep driving
- B Only the other driver's insurer is affected
- C Your registration and driving privilege will be suspended
- D Nothing, if the crash was not your fault
Show answer
C. Your registration and driving privilege will be suspended
If your vehicle was not covered by required West Virginia liability insurance on the date of a crash, both your registration and your driving privilege will be suspended. Insurance is mandatory for every vehicle on public roads.
An officer asks for proof of insurance. Can you show it on your phone in West Virginia?
- A Yes, an image on a phone is valid proof
- B No, only a paper card is accepted
- C Only if the insurer emails it during the stop
- D Only after the officer calls the insurer
Show answer
A. Yes, an image on a phone is valid proof
West Virginia accepts an image of your insurance card on a wireless device as valid proof. You must still keep proof of insurance and your registration in the vehicle at all times.