Colorado permit test: laws, points & insurance

Points systems, suspensions, insurance, registration and other legal duties. 7 questions.

Question 1 of 7
Laws, points & insuranceColorado rule

A law enforcement officer asks you for proof of insurance and you cannot provide valid evidence of it. What can happen to your driving privilege?

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Sample laws, points & insurance questions

  1. A law enforcement officer asks you for proof of insurance and you cannot provide valid evidence of it. What can happen to your driving privilege?

    • A You only receive a written warning
    • B It can be suspended, revoked or canceled
    • C Nothing, if you show the insurance card later that month
    • D Only your vehicle registration is affected
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    B. It can be suspended, revoked or canceled

    Colorado drivers are required to have proof of insurance while operating a vehicle. Failing to provide valid evidence of insurance when an officer asks is one of the listed ways to have your driving privilege suspended, revoked or canceled.

    Source: Colorado Driver Handbook (DR 2337), page 6

  2. A 19-year-old is caught buying alcohol while walking, not driving. What can happen to their Colorado driving privilege?

    • A It can be revoked even though driving was not involved
    • B Nothing, because no vehicle was involved
    • C They must retake the written test
    • D They get 2 points, but keep their license
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    A. It can be revoked even though driving was not involved

    Anyone younger than 21 convicted of buying or possessing alcohol is subject to revocation of their driving privilege, even if driving is not a factor. Colorado ties underage drinking to the license because young drivers are at highest risk.

    Source: Colorado Driver Handbook (DR 2337), page 7

  3. If you are convicted of reckless driving in Colorado, how many points can be assessed against your record?

    • A Up to 4 points
    • B Up to 2 points
    • C Up to 12 points
    • D Up to 8 points
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    D. Up to 8 points

    Reckless driving means driving in a way that puts people or property in danger, whether you meant to or not. A conviction under Colorado's reckless driving statute can add up to eight points to your driving record.

    Source: Colorado Driver Handbook (DR 2337), page 28

  4. What is the possible fine for parking in a designated disabled parking space without a placard or plate in Colorado?

    • A $50 to $150
    • B A flat $250
    • C $350 to $5,000
    • D $100 to $1,000
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    C. $350 to $5,000

    Illegally parking in a disabled space without a placard or plate can be charged as a misdemeanor with a $350-$5,000 fine, possible jail, loss of driving privileges or impoundment. Using someone else's placard brings double fines.

    Source: Colorado Driver Handbook (DR 2337), page 12