Texas permit test: laws, points & insurance
Points systems, suspensions, insurance, registration and other legal duties. 8 questions.
What is the minimum Texas liability coverage for injury or death of one person?
Keyboard: press 1–4 or A–D to answer, Enter for the next question, S to save, R to read aloud, P to pause reading, L to listen and answer.
Sample laws, points & insurance questions
What is the minimum Texas liability coverage for injury or death of one person?
- A $25,000
- B $60,000
- C $30,000
- D $55,000
Show answer
C. $30,000
Texas minimum liability insurance is $30,000 for injury or death of one person, $60,000 for two or more, and $25,000 for property damage. People often remember it as 30/60/25.
What is the minimum property-damage liability coverage required in Texas?
- A $15,000
- B $30,000
- C $50,000
- D $25,000
Show answer
D. $25,000
Texas requires at least $25,000 of liability coverage for property damage you cause. Together with $30,000 and $60,000 for injuries, this is the 30/60/25 minimum.
An officer asks for proof of insurance. Which of these does Texas accept?
- A Your insurance card displayed on your phone
- B A receipt showing you paid for vehicle inspection
- C Your vehicle's registration sticker
- D A verbal statement naming your insurance company
Show answer
A. Your insurance card displayed on your phone
Texas accepts an image on a wireless device showing the information from a standard proof-of-insurance form. You must furnish this evidence to an officer on request or to anyone in a crash with you.
What is the fine for a first conviction of driving without proof of financial responsibility (insurance) in Texas?
- A $175 to $350
- B $25 to $200
- C $350 to $1,000
- D $500 to $1,250
Show answer
A. $175 to $350
A first conviction for driving without evidence of financial responsibility brings a fine of $175 to $350. A second conviction adds license suspension, higher fines and possible vehicle impoundment.