Virginia permit test: laws, points & insurance
Points systems, suspensions, insurance, registration and other legal duties. 7 questions.
An adult driver collects 18 demerit points within 12 months. What will Virginia DMV do?
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Sample laws, points & insurance questions
An adult driver collects 18 demerit points within 12 months. What will Virginia DMV do?
- A A 90-day suspension plus a driver improvement clinic
- B Suspend the license for 30 days with no clinic
- C Send a warning letter but take no other action at all
- D Revoke the license for one year with no clinic
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A. A 90-day suspension plus a driver improvement clinic
If you receive 18 demerit points within 12 months, or 24 within 24 months, DMV suspends your driving privilege for 90 days and requires a driver improvement clinic. Points add up from convictions, so a string of small violations can cost you your license.
A 16-year-old driver is convicted of a seat belt violation, the first conviction of this kind on their record. What does Virginia DMV require?
- A Retaking the two-part knowledge exam
- B An automatic one-year license revocation
- C Nothing, because seat belt tickets carry no points
- D Completion of a driver improvement clinic
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D. Completion of a driver improvement clinic
Under 18, your first conviction for a demerit-point violation, or a seat belt or child restraint violation, means DMV requires a driver improvement clinic. If you do not finish it within 90 days, your privilege is suspended until you do.
A driver gets a third conviction for a demerit-point violation committed before turning 18. What happens?
- A Revocation for one year or until age 18, whichever is longer
- B Another driver improvement clinic, with no suspension
- C A 90-day suspension, the same penalty as for the second conviction
- D A 30-day suspension followed by a road test
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A. Revocation for one year or until age 18, whichever is longer
Virginia escalates penalties for young drivers: first conviction means a clinic, second means a 90-day suspension, and third means revocation for one year or until you turn 18, whichever is longer. The steps are meant to correct risky habits early.
For a Virginia auto policy effective on or after January 1, 2025, what is the minimum liability coverage for injury or death of one person?
- A $25,000
- B $30,000
- C $50,000
- D $100,000
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C. $50,000
For policies effective on or after January 1, 2025, Virginia law requires at least $50,000 for injury or death of one person, $100,000 for two or more people, and $25,000 for property damage. The older 30/60/20 limits applied only to policies effective from 2022 through 2024.