Oklahoma permit test: laws, points & insurance
Points systems, suspensions, insurance, registration and other legal duties. 12 questions.
What is Oklahoma's minimum liability insurance coverage for injury or death of one person in a crash?
Keyboard: press 1–4 or A–D to answer, Enter for the next question, S to save, R to read aloud, P to pause reading, L to listen and answer.
Sample laws, points & insurance questions
What is Oklahoma's minimum liability insurance coverage for injury or death of one person in a crash?
- A $50,000
- B $10,000
- C $30,000
- D $25,000
Show answer
D. $25,000
Oklahoma's minimum liability limits are $25,000 for injury or death of one person, $50,000 for two or more persons, and $25,000 for property damage, all per accident. Liability insurance pays for harm you cause to others.
Source: Oklahoma Driver Manual, page 72
What is Oklahoma's minimum liability coverage for property damage?
- A $10,000 per accident
- B $15,000 per accident
- C $50,000 per accident
- D $25,000 per accident
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D. $25,000 per accident
Oklahoma requires at least $25,000 of property damage coverage, and all the minimum limits apply per accident. This pays for the other person's car or property if you cause a crash.
Source: Oklahoma Driver Manual, page 72
An uninsured Oklahoma driver is in a collision causing $600 in property damage. What will Service Oklahoma do?
- A Issue a warning letter only
- B Require the driver to complete a defensive driving course
- C Add 2 points to the driving record
- D Suspend the uninsured driver's license
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D. Suspend the uninsured driver's license
Service Oklahoma will suspend the license of an uninsured driver or owner involved in a collision with any injury or with property damage of $500 or more. That is why you should confirm insurance is in any car you drive.
Source: Oklahoma Driver Manual, page 16
What penalty can you face in Oklahoma for failing to show proof of insurance to an officer when asked?
- A A $50 fine with no other penalty
- B Up to $250, 30 days in jail, or both, plus license and registration suspension
- C Up to $500, 6 months in jail, or both
- D Impoundment of the vehicle for one full year, with no fine or jail term at all
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B. Up to $250, 30 days in jail, or both, plus license and registration suspension
Failing to comply with the Compulsory Insurance Law or to produce proof of insurance can mean a fine of up to $250, 30 days in jail or both, plus suspension of your license and registration. Keep a current security verification form in the car.
Source: Oklahoma Driver Manual, page 72